Overview
Strategy, operating model, and AI work for institutions navigating digital displacement, regulatory pressure, and a re-pricing of risk.
The economics of financial services are being rewritten. Digital-native challengers, AI-driven distribution, and a new risk regime are compressing margins in some lines and opening adjacencies in others.
We work with banks, insurers, and asset managers on the choices that matter most: where to compete, how to industrialize the cost base, and how to build a decision-grade data and AI foundation under regulatory scrutiny.
Where we work
AI in regulated environments
Production-grade AI inside the boundaries set by APRA, ASIC, and global supervisors.
Distribution & the customer franchise
Rebuilding the customer franchise as comparison engines and embedded finance reshape acquisition.
Cost-to-serve
Industrializing operations, claims, and back-office through automation and platform consolidation.
Capital & risk
Re-pricing portfolios for a higher-rate, higher-volatility, climate-exposed world.
Engagements
- 01Strategy reviews for retail and business banks
- 02Insurance distribution and claims transformation
- 03Asset and wealth manager operating-model design
- 04AI governance and supervisory readiness programs
Questions we work on
- Where does the customer franchise still earn its cost of capital?
- What is defensible against embedded finance and AI-driven distribution?
- How do we deploy AI inside the regulatory perimeter?
- What does industrialized operations look like at our scale?
Engagements begin with a private conversation.
Engage with UsOther industries
Energy & Resources
The transition is a capital allocation problem.
03Technology, Media & Telecom
Where the AI re-pricing lands first.
04Healthcare & Life Sciences
Outcomes economics, not throughput economics.
05Industrial & Advanced Manufacturing
Reshoring, electrification, and the new industrial logic.
06Consumer & Retail
Brand, channel, and customer in a re-mediated market.
07Public Sector & Sovereign
State capacity for a contested decade.